How to close Flipkart Pay Later Account Permanently in simple steps
If you shop frequently on Flipkart and have chosen the Flipkart Pay Later payment option, then you might be looking for ways to turn off Flipkart Pay Later. This is a popular option for those who want to make monthly payments for their purchases and avoid making transactions every time they buy something from Flipkart.
Right now, this option is open to some customers. If you’re not sure whether you’re eligible or not, simply visit your Flipkart profile to check before making any decisions.
You can use Flipkart’s Pay Later option with IDFC First Bank Limited. Simply go to your active accounts in your CIBIL profile to confirm. In this useful blog, we will guide you through the process of deactivating your Flipkart Pay Later account step by step.
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How to Close Flipkart Pay Later Permanently
People choose to close their Flipkart Pay Later Account for various reasons, such as wanting to better manage their CIBIL score, switching to another payment method, or sometimes, feeling that they are spending more and cannot make monthly payments. It is common for people to have trouble finding the Flipkart Pay Later Deactivate option. If you are in this situation, here is a simple guide on how to permanently close your Flipkart Pay Later account:
I. Access Your Flipkart Account
To get started, go ahead and log in to your Flipkart account using your username and password. If you have forgotten your password, don’t worry! Just click on the “Forgot Password” option, and they will help you reset it.
II. Go to the Flipkart Help Center
Now that you are logged in, let’s go to the Flipkart Help Center. Find a small icon that’s About You – usually, it’s hanging in the upper right corner.
III. Locate the ‘Chat’ or ‘Callback option’
This step is super important when you’re figuring out how to deactivate pay later on Flipkart.
A. Head to the help center page and find the “I want help with other issues” option.
B. Click on it, then choose “others” from the list, usually at the bottom.
C. Next, click on “others” in the drop-down menu. There, you’ll find the callback option, which is what you’re looking for.
IV. Request a Call Back
Once you request a callback, a friendly Flipkart team member will give you a ring within 5 to 10 minutes. While you are on the call, ask them nicely for help in closing your Flipkart Pay Later IDFC Bank account. Remember clearly that you want to close your account permanently and not just deactivate it for some time.
V. Account Closure and Timeline
Once you finish chatting or calling, your Flipkart Pay Later account will start closing in the next month. Just hang in there! In a short while, you will see on your CIBIL report that your account has been marked as “Closed” usually within the next 2-3 months.
Send Email for Closure Request
If you’re still not sure how to close Flipkart pay later, you can send them an email at “Cs@flipkart.com“ from your registered email address. Just be sure to mention in the subject line that you’re requesting to close your account, like “Flipkart Pay Later Closure Request.”
You many follow the format given below or you can choose a different one.
Once you send them an email, a friendly rep will either reply to your email or give you a call on your registered phone number. Keep in mind, that emailing is just one way to reach out, so there’s no guarantee you’ll get a response or that your account will be closed. If you’re looking to learn how to disable Flipkart Pay Later, it’s best to start by reaching out to the help center directly.
Try Contacting RBI Ombudsman
The Ombudsman of the Reserve Bank of India is like a helpful friend who listens to complaints about financial services, including issues related to your Flipkart Pay Later account. You can reach out to them, share your issue, and tell them what you’ve already tried to fix it.
Just make sure that you collect all the important details before reaching out to the Ombudsman to sort things out.
Things to Remember Before Closing Your Flipkart Pay Later Account
I. Make sure you settle any remaining payments before shutting down your Flipkart Pay Later account to avoid any hiccups in the process.
II. Once you ask to close your account, expect to get a No Objection Certificate (NOC) from your Flipkart Pay Later lender (IDFC First Bank) within 2-3 weeks. If you don’t get it, feel free to ask the Flipkart help center about it.
III. Remember, once you close your Flipkart Pay Later account, it’s permanent. You won’t be able to apply for it again in the future.
The decision to close your Flipkart Pay Later account may seem like a simple choice, but it is actually an important decision. We are here to help you complete the process smoothly with our guide on “How to Close Flipkart Pay Later”. We wish you success in closing your account!
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